The Pharmacy Disruptor

Who is the pharmacy disruptor? In this blog post, we’ll take a look at who is the most promising pharmacy disruptor to date. Every industry has its own disruptors, in the technology sector you’ve got Facebook, Google, and YouTube leading the way. Pharmacy is an old industry long dominated by brick and mortar stores. They generate their revenue from dispensing

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I Will Teach You to be Rich Summary

In this post, I will go over the top five takeaways from Ramit Sethi’s book: I will teach you to be rich. I will teach you to be rich Becoming rich isn’t something that only happens to Ivy League graduates, elite athletes or lottery winners. Anyone can become rich. What you need to do is to define what being rich

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Best investing apps in 2019

What are the best investing apps out there in 2019? When it comes to investing, yup, you guessed it right, there’s an app for that! In traditional investing, you need a couple of thousand dollars to get started with either through ETFs or index mutual funds. Enter micro-investing apps. In today’s high-tech world, there are easier ways for you to

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The Intelligent Investor Summary

The Intelligent Investor In today’s post, I will summarize and discuss the top takeaways from the book, “The Intelligent Investor” by Benjamin Graham. Warren Buffet, one of the most successful investors the world has ever known has this to say about the book. The best book on investing, ever written. Warren Buffet Investment vs. Speculation Graham defines investment as: One

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50/30/20 budgeting rule of thumb

What is the 50/30/20 rule budgeting rule One of the most important things in personal finance is to get intimate with your expenses and have a budget in place. And one of the simplest budgeting rules of thumb is the 50/30/20 system. Senator and Democratic presidential candidate Elizabeth Warren coined the 50/30/30 rule in her book “All Your Worth: The

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The Financial Literacy Test

Ever wonder how financially literate you are? Take the financial literacy test here and find out! The quiz is from The National Financial Capability Study (NFCS) is a project of the FINRA Investor Education Foundation (FINRA Foundation). For your convenience, here are the questions: Financial Literacy Test: Question 1. Suppose you have $100 in a savings account earning 2 percent

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Interesting Personal Finance Articles

Enjoy this week’s top financial articles from the likes of Forbes, Fortune, etc. 10 Money Mistakes to Avoid in Your 30s From a financial standpoint, your thirties are the most critical decade of your life. By avoiding the items on this list you’ll radically improve your financial future and even position yourself for early retirement. High-Earning Millennials Have a Debt Problem! 

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Vanguard Index Funds Strategy

Continuing on my investing series, in this post I will show you exactly the strategy on how I will invest in Vanguard Index Funds. Advantages of Vanguard Index Funds Investing in index funds might the best, easiest, safest long term investment out there for most people. It’s one of my favorites ways to invest. This investment strategy requires very little

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How Much Money is Considered Wealthy?

I came across an interesting article from Bloomberg discussing the definition of being wealthy across different age groups. The data came from the 2019 Modern Wealth Survey from Charles Schwab. The online survey was based on answers from a cohort of 1,000 respondents, age ranged from 21 to 75 years old. Below are some interesting findings: 59% of Americans live paycheck

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Sunday reading list

Welcome to the first edition of the Sunday financial reading for pharmacy professionals! These are some of my favorite articles I read this recently. Happy reading! Which Should You Fund First: Your 401k or IRA? Article Intro When saving for retirement there are many different strategies and savings vehicles available. The two most popular are 401 (k) and IRA. He’s

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Average Pharmacist Salary in 2019

What is the average pharmacist salary in 2019? In this blog post, I compiled pharmacist salary data from top salary sources. Pharmacists consistently ranked among the most trusted health care professionals and also among the top earners. How much money do pharmacists actually make? I have researched this topic since 2011 and have a deep interest in it. I know

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Top Pharmacy Schools in Texas 2019

Do you know which pharmacy school is the top pharmacy schools in Texas? Ever since high school I’ve been infatuated with college rankings. In particular, I love browsing through the US News rankings. There are other college rankings out there but US News is probably the most known and widely cited. They have been ranking colleges since 1983! The latest

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Top Ten Personal Finance and Pharmacy Blogs List

This top ten list is not any particular order. The following are blogs that are my favorites when it comes to personal finance, pharmacy or both! Money Under 30 This is one of the highly recommended personal finance blogs online. Frugal Asian Finance The title is self explanatory! Another FIRE participant with very interesting topics. Financially Alert Follow the very

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How to start a blog in 2019

This post may contain affiliate links, please read our affiliate policy for more details. Starting a blog ranked highly in most recommendations for a side hustle. While it is tough to stand out in a crowded arena if you find a good niche and put forth a genuine effort. I believe you can be successful. I started this blog as

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Pharmacist Side Hustle ideas (that works)

If you’re a pharmacist who’s interested in personal finance then you’ve probably have heard of a side hustle. A pharmacist side hustle is anything that you’re doing on top of your full-time pharmacist job in order to earn additional income. I think it is a growing trend amongst millennials who wanted to pad their savings for investments or working toward

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I paid off my student loan in 2 years

In this post, I will document my student loan journey and how I paid off my student loan in 2 years. MyFed Loan accounts Many college graduates are familiar with this loan servicer. My initial loan started with approximately $29,000 subsidized loan after my graduation in 2006. Student loans are usually subdivided into three different types of loans. After my

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